Today, there are several provisions for people with physical disabilities to lead comfortable and dignified lives in every way – physically, mentally, and financially. Insurance is an integral part of financial security for those with disabilities. Once the U.S. Social Security Administration (SSA) qualifies a person as suffering from a disability, individuals can apply for financial benefits for themselves and their families. So, here are some insurance benefits that people with disabilities can avail of: 1. Medicare benefits Medicare offers many benefits to those with disabilities, and these benefits are usually classified into three parts: Medicare A: Medicare A covers inpatient hospital costs, hospice care, and a part of home health care. However, it doesn’t cover custodial care, wherein one seeks help with daily activities at home. Medicare B: This part of Medicare financially reimburses outpatient care and services availed from doctors, physiotherapists, occupational therapists, etc. It also includes coverage for ambulance services and any equipment bought to aid in everyday tasks. Medicare D: Medicare D is available to all individuals – even those who do not have a disability – and covers prescription treatments. 2. Social Security Disability Insurance The SSA offers Social Security Disability Insurance, which provides monthly financial help to those incapacitated by a disability.