Getting the right auto insurance is as important as finding the right car. But there are many pitfalls when buying auto insurance that can prevent you from getting the best coverage and cost you hundreds of dollars a year. To avoid getting stuck with paying high insurance bills over the years, here at the mistakes below and be sure to avoid these when buying auto insurance. Buying the minimum liability coverage Although every state has its minimum coverage requirements, this does not include the full cost of a crash. Purchasing the minimum legal protection implies that you are willing to pay for the remaining difference between your total liability and coverage. Getting more protection to help you relieve any liabilities is always a better idea. Buying too much coverage Like buying too little coverage is a mistake, getting over-insured also does not make sense and is a waste of money. For example, an older vehicle will not require a collision and comprehensive coverage. Also, beware of policy add-ons as well. If you are already a member of an automobile club, you do not need roadside assistance and towing. Pay attention to what you have and what is covered in the insurance policy to avoid paying extra.

Driving a truck is no simple business as it involves many risks. Nearly all goods shipped across the country from major ports make their way inland after being brought in by a network of heavy-duty vehicles. It is a reason why truckers get paid big for long-haul cargo. The freight’s value also determines how much money can be made in a single trip. However, first-time drivers should be wary of some rookie mistakes during trips. Misgauging distance Big rigs take more time to come to a complete stop, especially at high speeds. Not gauging the distance properly could lead truckers to careen into the vehicle in front. This could even happen while changing lanes without leaving space for the trailer in the back, as it will swerve sharply at high speeds. Breaching speed limits Driving fast is necessary to maintain the highway speed limit. But that does not mean one should drive rashly. It is also not very cool to tailgate other vehicles and prompt them to speed. If the driver ahead loses control, this could result in a catastrophic accident. Sleep deprived driving When it comes to truck driving, deadlines are a crucial factor. But truckers are more likely to make silly driving mistakes that could result in a major accident if they don’t take adequate time to relax and cool down.

Buying a new car, like an SUV, is usually a major purchase decision. It is typically a one-time investment for many who do not plan to switch vehicles for a few years. This means that simply opting for the latest make and model is not enough. You must consider the necessary features based on your and your family’s needs. So, here are a few mistakes to avoid when buying a new SUV: Focusing on the exterior Major brands manufacture compact SUVs, mid-size SUVs, and even luxury SUVs that come with many features and upgrades, each usually better than its predecessor. However, you need to compare features and not just go for only the exterior build and design, as what matters more is the car’s performance, engine, and comfort. Going for unnecessary accessories Premium and luxury cars are already loaded with advanced features. So when buying a new SUV, do not overspend on extra upgrades that the salespeople may make you believe are crucial. Install what is essential as there is always room for upgrades later. Underestimating safety features Modern vehicles, especially SUVs, come with safety features that are a mandate in many states. Some of the crucial safety features you need to consider are automatic braking, stability control, airbags, and sturdier builds.

SUVs, also known as sports utility vehicles, are large, family-sized vehicles frequently seen on the road. They are among the safest and most spacious cars on the market, and because of their excellent fuel economy, they are also suitable for daily use. There are too many factors to consider when selecting the right type of car, which can make the process tedious. Here are the top features to look for when purchasing an SUV. Size requirement The majority of SUVs can seat at least five people. Many mid-sized and full-sized models come with a third-row seat option, bringing the total number of seats up to six or eight. However, cargo space in three-row SUVs is limited when the third-row seats are upright. Knowing what size you need before going to the dealer will make the process much easier. Type of SUV There are two types of SUVs: crossovers and conventional. Crossovers are often smaller and have better handling like a car, whereas conventional vehicles drive more like trucks and frequently have more power or towing capacity. Consider either, depending on your driving style and whether your new vehicle will be hauling trailers or heavy loads. Safety options Another important factor to consider when buying an SUV is its overall safety.

The first thing people tend to look for when buying an SUV is the list of its safety features. Safety is key in determining whether a car will make the cut. Luckily, you don’t have to be the sole judge of whether or not the functions provided are good enough. Organizations like IIHS and NHTSA do the hard lifting and test these cars for us. And their ratings help determine which are the safest rides. 2022 Tesla Model Y Like the other SUVs on this list, the Tesla Model Y has a high rating from both IIHS and the NHTSA. The base models come with the standard safety features you expect from a modern-day SUV. However, if you wish to experience the car’s self-driving capability, it would require shelling out an extra $10,000 or more. The package unlocks parking assistance, autonomous lane changing, traffic light assistance, and other similar features. 2022 Mazda CX-5 The 2022 Mazda CX-5 was awarded a five-star safety rating by the NHTSA. Digging deeper, we found that car got five stars for the rollover test and four for the side and front crash tests. It was also named in the top safest SUVs list by the IIHS.

One cannot stress the importance of reliability when it comes to buying an SUV or any used car, for that matter. The automobile might get you the best mileage, looks, features, and performance. But it can get annoying if the vehicle breaks down regularly or needs you to shell out more on repairs than the amount spent on purchasing the SUV. So if you’re shopping for your first used SUV or upgrading to one, here are five reliable options to consider. GMC Terrain The GMC Terrain is one of the most reliable SUVs when it comes to buying a used model. It comes with premium interiors and seating that can carry five people from one destination to the next comfortably. The ride quality of the GMC Terrain is smooth and packs an efficient engine. Customers should be able to purchase a pre-owned model between $19,000 and $28,000. Toyota Highlander The Toyota Highlander is a reliable SUV that is suitable for families. The vehicle is flush with technological features, high-quality interiors, and a powerful standard V6 engine. The Highlander is also awarded a five-star overall safety rating by the NHTSA. Customers can get a pre-owned Toyota highlander starting at $40,000 based on the model they pick.

Bicycles have become increasingly popular in the last few years. While people looked for ways to stay fit outside the gym and alternatives for public transportation, the sale of e-bikes rose by leaps and bounds. Rising gas prices further fueled the e-bike trend. With price tags ranging between $1,000 to $10,000, an e-bike is a serious investment. Here are six mistakes to avoid when looking for the right electric bike model for yourself: Buying the least expensive bike Quality is worth paying for when purchasing an e-bike. Cheap parts can wear out within the first 500 miles, and replacement parts may be difficult to source. So instead of buying the cheapest option, look for one that offers great quality and an attractive warranty. Not comparing batteries E-bike batteries differ in output based on their brand and manufacturer. So before making a purchase, check the peak voltage and amp hours to find the best fit for your biking needs. Not understanding drive system differences E-bikes generally offer two different drive systems – mid-drive and hub motors. Mid-drive systems are typically lighter, more efficient, and a natural extension of your efforts. They are easy to drive on flat grounds. On the other hand, hub motors are typically heavier but more powerful for hill climbing.

Rookie truck drivers take a while to develop the finesse and expertise required in the profession. However, this means rookie truck drivers need to look out for common mistakes and learn how to avoid them. While they could learn from experienced drivers, certain big lapses are difficult to avoid regardless of the driver’s experience. These errors can cost the company and prove incredibly unsafe for the drivers and other vehicles on the road.  Not following the speed limit Speed limits marked on the side of the road are not merely suggestions; following them is a legal requirement. They are essential for the driver’s safety and that of everyone else on the road. However, avoiding speeding is equally important when steering around corners. One should make a note of the speed limit, as it can change over time depending on if there is construction nearby or the road conditions. Overlooking road signs Road signs keep people safe and guide them on their journey. Ignoring or neglecting these signs is a common mistake rookie drivers make. It is important to understand road signs to avoid accidents or getting pulled over by the police.  Not managing stress Driving trucks can be a challenging career when one does not manage the stress associated with the job.